Saturday, March 6, 2010

Key Bank Home Loans

Key Bank offer home loans for the construction of the residential house on the already owned land. Key Bank also offers loans for other purposes like purchase of plot by salaried people, purchase of flat or house, renovation of residential house and other purposes.

Home loans from Key Bank are offered to permanent salaried people, businessmen, self employed persons and individuals with regular income who can liquidate loans. Key Bank offers term loans to the loan seekers.

For the salaried persons the loan amount is restricted to 60 times of the monthly gross salary. For other individuals, the loan amount is limited to 4 times of the gross income.

Monday, February 15, 2010

Keybank Student Loans

Keybank provides student loans for the students who are willing to pursue higher education. Student loans are offered to the students studying in United States or abroad from the keybank.

Students can apply for Keybank student loan when he/she wants to pursue a graduate, postgraduate and doctoral program. The students can also obtain this keybank srudent loan if he plans to study a professional program including Engineering, Law and Medical programs.

For pursuing PG programs such as MS or MBA, employment-oriented programs from recognized universities or courses by CPA in the US and CIMA-London in abroad, you can also apply for the keybank student loan.

Keybank student loan amount covers hostel charges, examination fees, laboratory and library fee, building fund, caution deposit, refundable deposit and other expenses. The student loan also covers the travel expenses of the students traveling abroad for education.

The student will be considered eligible for the keybank student loan if he/she has good academic record and gets admitted to a professional or technical course in United States or abroad through a selection procedure based on merit or entrance test.

Keybank student loan can be repaid in 5 to 7 years after the repayment is commenced. The moratorium period is considered till 6 months after employment or the period of study plus 1 year, whichever is earlier.

To apply keybank student loan the student need to have atleast 21 years of age. Students can apply keybank student loan by going to the nearest keybank branch office or Can apply online at keybank's official website.