Monday, February 15, 2010

Keybank Student Loans

Keybank provides student loans for the students who are willing to pursue higher education. Student loans are offered to the students studying in United States or abroad from the keybank.

Students can apply for Keybank student loan when he/she wants to pursue a graduate, postgraduate and doctoral program. The students can also obtain this keybank srudent loan if he plans to study a professional program including Engineering, Law and Medical programs.

For pursuing PG programs such as MS or MBA, employment-oriented programs from recognized universities or courses by CPA in the US and CIMA-London in abroad, you can also apply for the keybank student loan.

Keybank student loan amount covers hostel charges, examination fees, laboratory and library fee, building fund, caution deposit, refundable deposit and other expenses. The student loan also covers the travel expenses of the students traveling abroad for education.

The student will be considered eligible for the keybank student loan if he/she has good academic record and gets admitted to a professional or technical course in United States or abroad through a selection procedure based on merit or entrance test.

Keybank student loan can be repaid in 5 to 7 years after the repayment is commenced. The moratorium period is considered till 6 months after employment or the period of study plus 1 year, whichever is earlier.

To apply keybank student loan the student need to have atleast 21 years of age. Students can apply keybank student loan by going to the nearest keybank branch office or Can apply online at keybank's official website.

Sunday, February 7, 2010

Key Bank Personal Loan

Key Bank Personal Loan is a simple,hassle free and fast way to borrow money. Key Bank is one among America’s oldest and largest banks. Key Bank personal loans allow you to borrow between $5,000 and $50,000 at competitive interest rates.

Key Bank had four basic personal loan types,you can choose one of the best type of personal loan which suits you.
  • Fixed Rate Personal loan
  • Variable Rate Personal loan
  • Secured Loan Personal loan
  • Unsecured Loan Personal loan
By taking Key Bank fixed rate personal loan you will have the same rate as you did at the beginning. fixed rate loan is a great way to guarantee that your interest rates do not go up higher than you expected

Key Bank variable rate personal loan allows you to have an interest rate that you agree to in the beginning. Depending on the economy inflation, your interest rate can increase or decrease.

To take a Secured Personal loan from Key Bank you have to provide an asset for collateral for the loan. The asset will be the assurance that you will pay.

Key Bank issues unsecured personal loan with no obligations.bank expect you to repay the loan.you do not have to have any collateral to take out an unsecured personal loan.